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Specialty Services

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  • Provides assistance in maintaining compliance with labor laws and representing company in lawsuits
  • Provides risk management to mitigate and manage risk to reduce loss
  • Provides claims advocacy to ensure claims are processed in a timely manner to recover damages from loss

How We Can Help Your Business

S&K Insurance is more than just an insurance provider. While we do offer a variety of products for businesses, companies and various organizations, we also assist them with special services to help them thrive for the long-term.

Our services include HR and labor law compliance to prevent claims and lawsuits for unfair and illegal hiring and labor practices. We provide training to HR staff, managers and supervisors to ensure they follow the latest laws and statutes. We also assist with developing policies that address issues and maintain compliance.

Along with these services, we provide wellness and loss control through various programs aimed at protecting employees and improving their physical, mental and emotional health. When employees are healthy and happy, it’s a win-win situation for everyone. We can review operational practices and ensure that OSHA guidelines and other safety practices are being followed. In any areas where improvement is needed, we can offer training and other resources to help your organization develop and meet standards.

Providing insurance is an essential part of what S&K Insurance does, but we also understand the importance of preventing issues before they arise. When we can help companies take steps to reduce risk and prevent the need for claims to be filed, we feel we have succeeded in meeting the needs of the business. Find out how your company can utilize our specialty services to thrive in today’s economy and for the future success of the business.

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  • Helps businesses avoid illegal labor practices by providing education on current laws
  • Provides posters and other resources to help businesses meet labor law requirements
  • Assists in finding legal representation if a business is accused of unfair labor practices

How We Can Help Your Business

Labor laws are constantly changing, and it can be difficult for businesses to keep up to date. Even if they have a dedicated HR staff, policies on hiring and managing employees may not be in compliance with current laws. Failure to follow these laws can lead to serious consequences and negative publicity.

Businesses need to know the latest statutes and laws about employment. From hiring practices to interview questions to ongoing supervision, these laws affect the way a company manages its employees. For instance, in California and some other states, employers are limited to the information they can ask about prior convictions and criminal charges.

Most employers prohibit drug use, but the legalization of medical marijuana has changed what that means. Additionally, there may be other addictive prescription drugs an employee may be taking while working at a job. How the employer handles medical and mental health issues be impacted by changes in the law.

Wrongful termination and employee classification are two other areas where businesses may face challenges. Employees may file a lawsuit for labor code violations. In these situations, the business must prove they followed the law and ignorance is not a defense.

S&K Insurance can help companies navigate these complex waters of labor laws by ensuring HR and managers and supervisors are educated on current statutes and regulations. Having an experienced team on your side can prevent lawsuits and help you deal with the situation if one is filed. We want to protect your business so it can thrive for today and in the future.

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Risk Management

Every business carries risk, but it’s possible to reduce that risk through proper procedures and record-keeping. Risk management includes evaluating current programs and processes and making changes where necessary to mitigate risk for the future. This process includes training staff on rules and regulations and teaching managers and supervisors how to monitor their departments.

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Labor Law Compliance

Labor laws are constantly changing, and businesses must stay up to date on the latest statutes and laws for their industry. You can prevent many claims made by employees by ensuring you are following the letter of the law in all areas of hiring, training and management of staff.

Employee Lawsuits Can Paint a Target On Your Back

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TESTIMONIALS

Liddy Pederson

Nikki Saffrey

Kate Mirkovich

Voices of Satisfied Clients

Voices of Satisfied Clients Image

I would like to express my thanks to S&K for their assistance in researching and finalizing our insurance requirements. The detailed information provided to The Riviera Country Club and the availability of the staff at S & K in answering our questions or concerns, greatly aided me in recommending an excellent final choice for our club’s insurance coverage. I feel comfortable recommending S & K Financial and Insurance Services.

General Manager, Riviera Country Club

General Manager, Riviera Country Club Image

On behalf of Jonathan Club I wanted to take this opportunity to thank you for your hard work as our Broker and Human Resources Support person. As our designated Broker I have seen the expected energy and support that you promised when you partnered with our organizations. The due diligence, negotiation skills you demonstrated and programs implemented have already had a substantial financial impact on the organization. I cannot be happier with your company and that you have been able to implement so much so successfully and seamlessly. Once again many thanks for your support and professionalism.

General Manager/Chief Operational Officer, Jonathan Club

General Manager/Chief Operational Officer, Jonathan Club Image

We have been working with S&K Financial for over 10 years. They provide us not only with competitive insurance programs, but also with the added value of being advocates for both the company as well as the individual employees. We rely on their broad based knowledge to help us navigate the cumbersome web of insurance.

Director of HR, Catalina Channel Express

Director of HR, Catalina Channel Express Image