• Commercial property insurance protects your land and any other property owned by your business from disasters
• Provides protection of the contents in the building and any equipment used in your business
• Special coverage will protect the business from certain disasters such as earthquakes and flooding

How We Can Help Your Business

Commercial property insurance is essential for any business that owns real property. S&K Insurance offers the right policy for businesses in all sizes and industries. We work with you to determine what needs to be included in the policy and how much it would cost to replace everything if it were damaged.

Another component of commercial property insurance is the loss of business if a disaster stops operations. During this time, you can receive a portion of your lost income to help you pay bills until your business is back up and running.

It’s important to know what coverage you have and to ensure you are protected from disasters that may occur in your area. For instance, earthquakes are a real possibility in California, and they can do major damage to buildings and equipment. A typical policy may not provide coverage, but you can get a special policy just for earthquakes.

The cost of a commercial property insurance policy can vary widely, depending on numerous factors. The main impact is the value of your assets. However, the location can also have an effect as well as the type of construction for the buildings and what industry you’re in. For instance, a manufacturing company will often be more costly to insure than an accounting office.

You can talk to S&K Insurance to determine how much coverage you need and how much it will cost. Get the best rates and the right amount of protection to ensure your business continues to thrive even if an unfortunate situation occurs.

Cyber Liability Insurance

With more companies doing business online, cyber liability protection becomes an essential part of your coverage. It protects you and your customers if private information is stolen or hackers get into your sensitive data.