• Protects companies from lawsuits by employees for wrongful employment practices
• Protects businesses against charges of wrongful termination or a breach of employment
• Provides protection for businesses whose employees have discriminated against others or have engaged in sexual harassment

How We Can Help Your Business

Employment practices liability insurance (EPLI) is an important part of coverage for a business with employees. While most cases involving employment issues occur in large corporations, no business is immune. Even a small company can have charges made against them about sexual harassment or discrimination.

EPLI provides coverage for wrongful termination as well as a failure to hire or promote. It also protects against charges of negligent evaluation, wrongful discipline and deprivation of opportunity in a career. A person who has suffered emotional distress at their job may also file charges against the company as well as someone who has been the victim of sexual harassment. Mismanagement of benefit plans for employees can lead to claims.

S&K Insurance knows the responsibility on employers when it comes to fair treatment of employees, and how a single claim can impact the reputation and success of a business. It’s essential to have the right amount of EPLI to protect your business assets and its reputation. The team at S&K Insurance will help you determine how much coverage you need.

The cost of an EPLI policy will depend on several factors, including the size of the company and number of employees. The policy covers the cost of hiring a defense attorney to represent the company in court. It also pays for settlements and judgments made against the company if it loses the case. Find out how much coverage you need to protect your company from liability in employment practices.

General Liability Insurance

Almost every business needs some kind of liability coverage to protect them from claims made if a person is injured or their property damaged. General liability coverage pays for medical expenses and other losses associated with an incident where a person is hurt or someone else’s property is damaged because of your business activities.