- Insurance for private clubs protects the organization if someone is injured on the property or if their personal property is damaged
- Insurance coverage protects the organization if property is damaged in a covered incident
- Insurance policy provides coverage for employees who may be injured while working
How We Can Help Your Business
S&K Insurance understands that every private club has unique needs for insurance coverage. It’s important that we address your issues with a custom package rather than try to fit you into a box. However, there are a few types of policies which will be beneficial for your continued success in the industry.
Property insurance is necessary for any private club to protect the building and the contents in a fire or other covered incidents. It can also protect against losses from business interruptions. General liability is essential to pay for the costs of medical care for guests and members who have been injured on the premises. However, liability may extend beyond physical injury to advertising and other personal injury claims.
Just like with nearly any business or organization, you need workers’ compensation insurance if you employ workers. You may also want to insure against cyber liability if you keep information on a server. Depending on the amenities your club offers, you may want to consider liquor liability, coverage for food consumption, employee theft and allegations of discrimination if you deny membership or for other reasons.
S&K Insurance provides a comprehensive package of insurance coverage for private clubs. We work with you to determine your needs and ensure you get the best protection for your budget. You want to protect your members, your board, employees and property from unforeseen circumstances and ensure the longevity of the club with the right insurance coverage.
