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Insurance for Golf Courses and Country Clubs

Insurance for Golf Courses and Country Clubs Image
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  • Provides coverage for liability, including unique situations, such as errant golf ball damage
  • Pays for damage to buildings and grounds, putting greens and other property of the golf course
  • Provides coverage on golf carts owned or leased

How We Can Help Your Business

Golf courses and country clubs require special insurance to protect them from loss and liability. While you may need general liability coverage, it may not be enough for every potential incident you face.

If you have a dining area and bar, you will need liquor liability to protect your organization from liability around the sale and service of alcohol. Maintenance of the golf course requires its own coverage to provide protection against claims that may be filed regarding the application of pesticides and other chemicals on the grounds.

Commercial property insurance is essential to pay for damages to the property, including buildings, the course, equipment and other items that belong to the country club or golf course. If a covered incident causes your organization to be closed and loss income, business loss coverage may compensate for that loss so you can pay your bills and continue the services once the repairs have been made.

With a golf course, you have the occasional errant ball which can land where it can cause damage to a vehicle, window or other property. You need special coverage to ensure that any claims are paid quickly. You must consider insurance for the loss or damage of property of your guests or members.

S&K Insurance understands the unique needs of golf courses and country clubs. We know you need special protection for claims that may be made. Our team will sit down with you and construct a package to provide exceptional coverage so your business can thrive.

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Resorts

Resort owners have a unique situation which may require unique coverage. The type of policy needed will depend on what amenities the resort offers. For example, specific liability coverage may be necessary if there is a pool where someone could drown or trails where a person could fall while hiking.

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Private Clubs

Private clubs need special insurance to provide coverage based on the services or amenities provided. The policy not only protects against loss for the club but it provides liability coverage is a member or their guest is injured. This protection often goes beyond physical injury to the loss of personal information and other claims.

Employee Lawsuits Can Paint a Target On Your Back

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TESTIMONIALS

Liddy Pederson

Nikki Saffrey

Kate Mirkovich

Voices of Satisfied Clients

Voices of Satisfied Clients Image

I would like to express my thanks to S&K for their assistance in researching and finalizing our insurance requirements. The detailed information provided to The Riviera Country Club and the availability of the staff at S & K in answering our questions or concerns, greatly aided me in recommending an excellent final choice for our club’s insurance coverage. I feel comfortable recommending S & K Financial and Insurance Services.

General Manager, Riviera Country Club

General Manager, Riviera Country Club Image

On behalf of Jonathan Club I wanted to take this opportunity to thank you for your hard work as our Broker and Human Resources Support person. As our designated Broker I have seen the expected energy and support that you promised when you partnered with our organizations. The due diligence, negotiation skills you demonstrated and programs implemented have already had a substantial financial impact on the organization. I cannot be happier with your company and that you have been able to implement so much so successfully and seamlessly. Once again many thanks for your support and professionalism.

General Manager/Chief Operational Officer, Jonathan Club

General Manager/Chief Operational Officer, Jonathan Club Image

We have been working with S&K Financial for over 10 years. They provide us not only with competitive insurance programs, but also with the added value of being advocates for both the company as well as the individual employees. We rely on their broad based knowledge to help us navigate the cumbersome web of insurance.

Director of HR, Catalina Channel Express

Director of HR, Catalina Channel Express Image