S&K Insurance – Serving California's Insurance Needs Since 1964

Businesses in all industries must maintain certain types of insurance to protect the company assets and to meet industry regulations and legal requirements. They may require liability, property coverage, workers’ compensation and many other products. Each commercial insurance package is tailored to the unique needs of that business to ensure maximum coverage for the time when unfortunate circumstances occur. The goal is to mitigate loss and enable the business to continue or resume operations after an incident for long-term success.

Business owners in the hospitality industry face unique challenges. They need maximum protection from claims made by injured guests as well as from damage to the property by guests, natural disasters and other situations. The type and amount of coverage needed will depend on what amenities and services the business offers. The package must be customized to provide maximum protection in every scenario.

All businesses must deal with some amount of risk, but it is critical that they know how to manage and mitigate risk whenever possible. With the right tools, they can reduce expenses and losses and ensure the business continues to operate successfully for the long-term. This process begins with choosing the right products and services and continues with administration and claims management.

S&K Financial and Insurance Service offers a wide range of employee benefits to help small and medium-sized businesses obtain and retain valuable employees. Today’s market is competitive and smaller companies often struggle to compete with large corporations in hiring and keep the best employees. With the right benefits package, you can stand out amongst the competition.

With more than $1 billion in premiums written and a member of ISU International, S&K Insurance offers premium products and services for the insurance and management needs of businesses. At the same time, the company provides a personal touch to each interaction to ensure they are best serving the needs of their customers.