• Required by state law, all employers must carry workers’ compensation insurance if they employ one or more workers
• This coverage pays for medical costs if an employee is injured at work
• Workers’ compensation policies also pay for lost wages if the employee is unable to return to work

How We Can Help Your Business

S&K Insurance can help employers find the best workers’ compensation policy for their needs. Rates depend on several factors, including the type of business or classification as well as any past history of injuries to workers on the job. Other factors also impact premiums, which are not set or regulated by the state. For instance, the amount of your payroll will also affect how much you will be paying for your policy.

While cost is a major concern for companies searching for a workers’ compensation policy, other considerations will weigh in on the final choice. For instance, you may want to select a provider that is experienced in a particular industry and one that offers a variety of choice for doctors in network. You may also want to factor in how easy it is to talk to the claims adjustors and if the agency is known for delays or for fast and efficient handling of claims.

S&K Insurance has a longstanding reputation of working with employers for workers’ compensation, and we can provide advice and assistance based on our expertise. We understand how important it is to have an affordable policy but also one that makes processing these claims simple and straightforward. We help you improve your processes to reduce injuries and lost time. We minimize the risk of fraudulent claims and improve the outcomes of claims with better reporting and fewer errors.

The cost of not carrying workers’ compensation is much higher than what you will pay f

General Liability Insurance

Get a policy that protects your business from claims made for injuries or property damage from your customers, vendors or even just passersby. Liability coverage pays for medical expenses and other costs so you don’t have to pay out of pocket.