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Commercial Insurance

Commercial Insurance Image
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  • Protects business from loss of property, including real property and equipment as well as loss of income
  • Also protects businesses from claims made against them by customers, vendors and others
  • Includes a variety of policies that can be customized to fit the unique needs of every business

How Can We Help Your Business?

S&K Insurance can work with businesses to help them determine what coverage they need without paying for something that doesn’t benefit them. With such a wide range of possibilities of policies, you need an insurer that understands your business. Our team also knows the legal requirements and industry rules for coverage.

Workers’ compensation is one such type of coverage that is required by law. Liability coverage pays for medical care if someone is injured and your business is liable while property insurance pays for repairs or replacement if your property is damaged. In addition, there are many other kinds of insurance to protect your business from all kinds of unfortunate situations.

When selecting commercial insurance coverage, price is often the most important consideration when selecting the right amount and type of policies. However, other factors will also play into the cost and coverage, including the location of the business and number of employees. How long you have been in business and your gross annual income will also be relevant. What property you have and whether you own or lease will have an impact as well.

You want to know you’re getting the best coverage for the money, which is why you want to work with an experienced commercial insurance provider. S&K Insurance has been helping businesses manage their insurance needs for many years, and we can help you, too.

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General Liability Insurance

Protect your business from an accident or injury to a customer or damage to their property. General liability coverage pays for expenses associated with this type of claim to protect your assets and to ensure your company remains successful.

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Workers’ Compensation Insurance

Workers’ compensation is required by law to protect your employees if they are injured while at work. This policy pays for their medical expenses and loss of wages until they recover enough to return to work. The coverage takes care of these expenses so you don’t have to pay.

Employee Lawsuits Can Paint a Target On Your Back

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TESTIMONIALS

Liddy Pederson

Nikki Saffrey

Kate Mirkovich

Voices of Satisfied Clients

Voices of Satisfied Clients Image

I would like to express my thanks to S&K for their assistance in researching and finalizing our insurance requirements. The detailed information provided to The Riviera Country Club and the availability of the staff at S & K in answering our questions or concerns, greatly aided me in recommending an excellent final choice for our club’s insurance coverage. I feel comfortable recommending S & K Financial and Insurance Services.

General Manager, Riviera Country Club

General Manager, Riviera Country Club Image

On behalf of Jonathan Club I wanted to take this opportunity to thank you for your hard work as our Broker and Human Resources Support person. As our designated Broker I have seen the expected energy and support that you promised when you partnered with our organizations. The due diligence, negotiation skills you demonstrated and programs implemented have already had a substantial financial impact on the organization. I cannot be happier with your company and that you have been able to implement so much so successfully and seamlessly. Once again many thanks for your support and professionalism.

General Manager/Chief Operational Officer, Jonathan Club

General Manager/Chief Operational Officer, Jonathan Club Image

We have been working with S&K Financial for over 10 years. They provide us not only with competitive insurance programs, but also with the added value of being advocates for both the company as well as the individual employees. We rely on their broad based knowledge to help us navigate the cumbersome web of insurance.

Director of HR, Catalina Channel Express

Director of HR, Catalina Channel Express Image