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Retirement Plans

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  • Enables the worker save money towards retirement
  • Allows the employer to contribute to plans to maximize contributions
  • Contributions can reduce the amount of taxable income to allow for a higher net amount
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How Can We Help Your Business?

S&K Insurance offers assistance to employers in developing retirement plans for employees. We can help you determine what type of plan best fits your budget so you can offer an attractive benefit to your workers.

Employees look forward to the day they can retire, but it is often with concern and fear, especially in today’s economy. A retirement plan can help them plan for the future and know where they will stand when they reach retirement age. These plans are often flexible and allow the worker to contribute as much money as they can afford with options to increase or change the amount each year. Some plans even provide for employer contributions where they can match an employee’s amount up to a certain percentage.

One of the main benefits of offering a retirement plan to workers for the employer is it costs very little out of the company’s budget unless they are contributing to the funds. The employer also does not need to worry about managing the plan or distributing the assets at retirement. The broker takes care of the work and manages the money for each employee who decides to contribute.

S&K Insurance offers multiple options to help you provide a valuable benefit to your employees. You can choose your level of participation and type of plan that fits your budget. While 401k plans are the most common, there are other options, especially for small businesses. We can also help your organization with:

  • Complying with retirement plan regulations
  • Adhering to fiduciary responsibilities
  • Paying reasonable fees
  • Offering competitive funds
  • Preparing participants to retire when you need them to retire

In addition, our advisory services include:

  • Investment Analysis and Target Date Fund Evaluation
  • ERISA 3(21) and 3(38) Capability
  • Fee, Service and Investment Benchmarking / Provider Search
  • Committee Support and Ongoing Fiduciary Training
  • Proactive Employee and Participant Educational Support
  • Courageous Retirement Plan Design Consulting
  • Account Management and Ongoing Plan Administration
  • Financial Wellness Programs
  • Online Document Portal

To learn more about how we can help you and your team plan for a brighter tomorrow, contact us today.

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Executive Benefits

Those staff members with more responsibility should receive more rewards, and executive benefit plans can offer additional compensation to retain the best talent. From stock ownership to pay-for-performance rewards, these plans make a business more competitive to applicants and keeps current employees happy and productive, making a win-win situation for everyone.

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Health, Life, Dental and Vision Insurance

Health insurance provides payment for medical costs for workers. It allows your employees to get the care they need so they can get well and return to work. Life insurance provides peace of mind so they know their loved ones have something if they should pass away.

Employee Lawsuits Can Paint a Target On Your Back

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TESTIMONIALS

Liddy Pederson

Nikki Saffrey

Kate Mirkovich

Voices of Satisfied Clients

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I would like to express my thanks to S&K for their assistance in researching and finalizing our insurance requirements. The detailed information provided to The Riviera Country Club and the availability of the staff at S & K in answering our questions or concerns, greatly aided me in recommending an excellent final choice for our club’s insurance coverage. I feel comfortable recommending S & K Financial and Insurance Services.

General Manager, Riviera Country Club

General Manager, Riviera Country Club Image

On behalf of Jonathan Club I wanted to take this opportunity to thank you for your hard work as our Broker and Human Resources Support person. As our designated Broker I have seen the expected energy and support that you promised when you partnered with our organizations. The due diligence, negotiation skills you demonstrated and programs implemented have already had a substantial financial impact on the organization. I cannot be happier with your company and that you have been able to implement so much so successfully and seamlessly. Once again many thanks for your support and professionalism.

General Manager/Chief Operational Officer, Jonathan Club

General Manager/Chief Operational Officer, Jonathan Club Image

We have been working with S&K Financial for over 10 years. They provide us not only with competitive insurance programs, but also with the added value of being advocates for both the company as well as the individual employees. We rely on their broad based knowledge to help us navigate the cumbersome web of insurance.

Director of HR, Catalina Channel Express

Director of HR, Catalina Channel Express Image