- Property coverage for buildings and amenities
- Liability coverage for guests who may be injured during their stay or have property damaged
- Auto coverage for transportation provided for guests
How We Can Help Your Business
Resorts offer a variety of amenities for guests, depending on the location and purpose of the business. Most provide a place for guests to stay and eat while enjoying various activities on-site and at nearby tourist attractions. Since these guests spend so much time on the property, the business owner must have adequate coverage for a variety of situations.
Liability coverage is essential, but it can vary widely based on the services provided. For instance, a resort that offers horseback riding will need a different kind of policy than one with swimming pools and an amusement park on-site. Guests can even be injured on a golf course or sitting by a fire at night. Each resort will need unique coverage based on their business model.
As a business owner, it is important to protect your assets. Coverage is necessary for all buildings and equipment so you can replace them if they become damaged in a covered event. You will also need workers’ compensation for all the employees you hire to manage the resort. With food and drink on-site, you need protection if someone should get sick or have an allergy to something you serve.
S&K Insurance has been helping businesses in the hospitality for many decades, and we can help you choose the right kind of coverage for your unique resort. A custom policy will ensure you have the coverage you need without paying for something you don’t have. There is no one-size-fits-all policy in the resort business, but we can ensure you are protected so you can continue to thrive for the long-term.
