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Employment Practices Liability Insurance

Employment Practices Liability Insurance Image
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  • Protects companies from lawsuits by employees for wrongful employment practices
  • Protects businesses against charges of wrongful termination or a breach of employment
  • Provides protection for businesses whose employees have discriminated against others or have engaged in sexual harassment

How We Can Help Your Business

Employment practices liability insurance (EPLI) is an important part of coverage for a business with employees. While most cases involving employment issues occur in large corporations, no business is immune. Even a small company can have charges made against them about sexual harassment or discrimination.

EPLI provides coverage for wrongful termination as well as a failure to hire or promote. It also protects against charges of negligent evaluation, wrongful discipline and deprivation of opportunity in a career. A person who has suffered emotional distress at their job may also file charges against the company as well as someone who has been the victim of sexual harassment. Mismanagement of benefit plans for employees can lead to claims.

S&K Insurance knows the responsibility on employers when it comes to fair treatment of employees, and how a single claim can impact the reputation and success of a business. It’s essential to have the right amount of EPLI to protect your business assets and its reputation. The team at S&K Insurance will help you determine how much coverage you need.

The cost of an EPLI policy will depend on several factors, including the size of the company and number of employees. The policy covers the cost of hiring a defense attorney to represent the company in court. It also pays for settlements and judgments made against the company if it loses the case. Find out how much coverage you need to protect your company from liability in employment practices.

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General Liability Insurance

Almost every business needs some kind of liability coverage to protect them from claims made if a person is injured or their property damaged. General liability coverage pays for medical expenses and other losses associated with an incident where a person is hurt or someone else’s property is damaged because of your business activities.

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Cyber Liability Insurance

With more businesses developing an online presence, they need special protection from the dangers of the internet. Cyber liability insurance pays for losses associated with information breach or unauthorized access to private data. This type of coverage protects you and your customers from online risks.

Employee Lawsuits Can Paint a Target On Your Back

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TESTIMONIALS

Liddy Pederson

Nikki Saffrey

Kate Mirkovich

Voices of Satisfied Clients

Voices of Satisfied Clients Image

I would like to express my thanks to S&K for their assistance in researching and finalizing our insurance requirements. The detailed information provided to The Riviera Country Club and the availability of the staff at S & K in answering our questions or concerns, greatly aided me in recommending an excellent final choice for our club’s insurance coverage. I feel comfortable recommending S & K Financial and Insurance Services.

General Manager, Riviera Country Club

General Manager, Riviera Country Club Image

On behalf of Jonathan Club I wanted to take this opportunity to thank you for your hard work as our Broker and Human Resources Support person. As our designated Broker I have seen the expected energy and support that you promised when you partnered with our organizations. The due diligence, negotiation skills you demonstrated and programs implemented have already had a substantial financial impact on the organization. I cannot be happier with your company and that you have been able to implement so much so successfully and seamlessly. Once again many thanks for your support and professionalism.

General Manager/Chief Operational Officer, Jonathan Club

General Manager/Chief Operational Officer, Jonathan Club Image

We have been working with S&K Financial for over 10 years. They provide us not only with competitive insurance programs, but also with the added value of being advocates for both the company as well as the individual employees. We rely on their broad based knowledge to help us navigate the cumbersome web of insurance.

Director of HR, Catalina Channel Express

Director of HR, Catalina Channel Express Image