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Risk Management

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  • Analyze Cal/OSHA record-keeping systems to ensure compliance and effectiveness
  • Evaluate existing safety programs and culture, including responsibilities for supervisors and managers
  • Provide internal training and education to managers, supervisors and employees

How We Can Help Your Business

While it is important to have the right kind of insurance to protect your company if an incident should occur, S&K Insurance goes beyond the typical insurance provider. We strive to help your business avoid incidents in the first place through effective risk management programs. Our goal is to reduce the number of claims made against your company and to mitigate any losses. We can help your organization minimize costs while improving productivity to reach your business goals. We take a look at your existing programs to determine their effectiveness and provide recommendations which come with onsite training and education for everyone.

The process begins by insuring your company has the right property and liability insurance policies in place. We work with you to assess current policies and to determine if new policies are needed. When a claim is made, we work to ensure it is handled correctly and efficiently to mitigate your losses so you can focus on the daily operations of your business.

Another aspect of risk management is training employees to perform their duties in the safest and most effective ways possible as well as teaching them how to handle disaster scenarios before they occur. The goal is to reduce the risk in your business while preparing for those instances when something happens so you can be back up and running as quickly as possible.

S&K Insurance is experienced in risk management, and we can help you identify areas where improvement is needed. We will work with you to create a plan and to implement that plan so you can be prepared when an unfortunate situation occurs. Managing risk is an essential part of running a successful business, and we want to help you succeed for the long-term.

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Labor Law Compliance

Labor laws are constantly changing, and businesses must stay up to date on the latest statutes and laws for their industry. You can prevent many claims made by employees by ensuring you are following the letter of the law in all areas of hiring, training and management of staff.

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HR Compliance

Businesses can reduce risk in the company by maintaining compliance with employees. They can set up notifications of when compliance forms are due and when other tasks must be completed to maintain compliance. They can educate managers and supervisors to ensure they understand the rules and regulations regarding employees and how to fill out documentation properly. Protocols for HR must be maintained to ensure proper compliance.

Employee Lawsuits Can Paint a Target On Your Back

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TESTIMONIALS

Liddy Pederson

Nikki Saffrey

Kate Mirkovich

Voices of Satisfied Clients

Voices of Satisfied Clients Image

I would like to express my thanks to S&K for their assistance in researching and finalizing our insurance requirements. The detailed information provided to The Riviera Country Club and the availability of the staff at S & K in answering our questions or concerns, greatly aided me in recommending an excellent final choice for our club’s insurance coverage. I feel comfortable recommending S & K Financial and Insurance Services.

General Manager, Riviera Country Club

General Manager, Riviera Country Club Image

On behalf of Jonathan Club I wanted to take this opportunity to thank you for your hard work as our Broker and Human Resources Support person. As our designated Broker I have seen the expected energy and support that you promised when you partnered with our organizations. The due diligence, negotiation skills you demonstrated and programs implemented have already had a substantial financial impact on the organization. I cannot be happier with your company and that you have been able to implement so much so successfully and seamlessly. Once again many thanks for your support and professionalism.

General Manager/Chief Operational Officer, Jonathan Club

General Manager/Chief Operational Officer, Jonathan Club Image

We have been working with S&K Financial for over 10 years. They provide us not only with competitive insurance programs, but also with the added value of being advocates for both the company as well as the individual employees. We rely on their broad based knowledge to help us navigate the cumbersome web of insurance.

Director of HR, Catalina Channel Express

Director of HR, Catalina Channel Express Image