• Property coverage for buildings and amenities
• Liability coverage for guests who may be injured during their stay or have property damaged
• Auto coverage for transportation provided for guests

How We Can Help Your Business

Resorts offer a variety of amenities for guests, depending on the location and purpose of the business. Most provide a place for guests to stay and eat while enjoying various activities on-site and at nearby tourist attractions. Since these guests spend so much time on the property, the business owner must have adequate coverage for a variety of situations.

Liability coverage is essential, but it can vary widely based on the services provided. For instance, a resort that offers horseback riding will need a different kind of policy than one with swimming pools and an amusement park on-site. Guests can even be injured on a golf course or sitting by a fire at night. Each resort will need unique coverage based on their business model.

As a business owner, it is important to protect your assets. Coverage is necessary for all buildings and equipment so you can replace them if they become damaged in a covered event. You will also need workers’ compensation for all the employees you hire to manage the resort. With food and drink on-site, you need protection if someone should get sick or have an allergy to something you serve.

S&K Insurance has been helping businesses in the hospitality for many decades, and we can help you choose the right kind of coverage for your unique resort. A custom policy will ensure you have the coverage you need without paying for something you don’t have. There is no one-size-fits-all policy in the resort business, but we can ensure you are protected so you can continue to thrive for the long-term.

Fitness & Wellness Spas

Owners of a wellness spa need special coverage to protect them from liability with the services they provide. A client can easily be injured from a slip and fall or they may have other issues with the products or services at the spa. Business insurance will protect the spa from claims made against them.