Enrich the lives of your employees

Delivering customized benefits specifically for your Business

Attracting and retaining the right kind of talent is critical in making a business run successfully. Failing to deliver the benefits employees expect could limit your ability to meet business objectives. With our ability to benchmark benefit plans, we can explore the entire spectrum of benefit needs and design a package your company will be happy with.

Whether you are a small business owner needing individual benefits coverage for key personnel, or an international company needing a customized plan to self-insure while using a 3rd party plan administrator, ISU S&K Financial and Insurance Service consultants can help you assess your needs to find the best solution.

ISU S&K Employee Benefits services includes:

Comprehensive Benefits – ISU S&K helps you design and negotiate the very best plans to protect the health of your employees, including medical (PPO, HMO, HSA), dental, vision, life, and disability plans, COBRA, and Flexible Spending Accounts (FSA). In addition, employee assistance programs (EAPs) provide support for issues your employees may experience in their personal lives, including coverage due to occupational, emotional, and financial stress.

Self Insurance – Self Insurance is often the right financial structure for corporate insurance plans for many companies. ISU S&K has expert consultants and underwriters on staff to help assess if self-insurance or other alternative funding solutions might meet your company’s long-term objectives.

Wellness Programs – ISU S&K Wellness Services helps you design a unique program of benefits and perks that address the total wellbeing of your workforce. Reduce absenteeism, improve productivity, and boost overall health of employees, their families and community.

Income Protection – Show your employees that your value their commitment to the company by partnering with ISU S&K to give them access to the best income protection plans possible. We all hope to avoid illness and injury, but in the event of misfortune, it is important to have the right income protection plans in place to help families in their time of need.

Compliance Resources – ISU S&K help ensure that your company is protected by protected by providing you with the tools to achieve best practices in employee benefits management. With regulations changing constantly, we know it can be difficult to stay ahead of the game. Our team of experts and attorneys partner with you to avoid complicated compliance issues.

Benchmarking – How do you judge what a competitive program entails? How do you know if you are paying too much for employee services? ISU S&K can provide these answers and more. To help you recruit and retain top talent, we invest significant resources in education you on what is being offered in the marketplace and how your offers stand up to competition.